Rent Guarantee Protection

A formal guarantee that keeps your rental income protected if a tenant defaults — covering up to 24 months' rent arrears, eviction legal fees, and more. We manage the recovery so you don't have to.

What Is Rent Guarantee Protection?

Rent Guarantee Protection is a formal guarantee commitment — not an indemnity product. If a tenant fails to pay, the guarantee covers the outstanding rent on their behalf. There is no complicated process: notify us, and we act — pursuing the tenant and managing the legal process while keeping your rent coming in.

The Risk Without Protection

  • Unpaid Rent: Defaults can leave landlords with months of missed income and mounting arrears with no recourse
  • Expensive Evictions: Court proceedings are slow and costly — often thousands of pounds in legal fees before you see a result
  • Mortgage Pressure: Missed rent against a buy-to-let mortgage creates real and immediate financial strain
  • Remedial Downtime: Rent lost while carrying out repairs after a difficult tenancy — with no way to recover it

With Rent Guarantee Protection

  • Up to 24 Months' Rent: Rent arrears covered for up to 24 months — far beyond what most landlords expect to need
  • Eviction Legal Fees: Up to £50,000 in legal costs covered for possession proceedings
  • Hands-Off Recovery: We manage the default and eviction process on your behalf — you stay out of it
  • Rent During Repairs: Rent covered while remedial works are carried out after a difficult tenancy ends

24 Months

Maximum rent arrears covered per property

£50,000

Legal fees covered for eviction proceedings

Managed Recovery

We handle defaults, evictions, and legal proceedings end-to-end

What's Covered

The guarantee covers the following — all grounded in a formal written commitment, not a discretionary arrangement.

Rent Arrears

Up to 24 months' rent covered when a tenant fails to pay. Your income continues — we pursue the tenant.

Eviction Legal Fees

Up to £50,000 in legal costs for possession proceedings — serving notices, court fees, and representation.

Rent During Remedial Works

Rent covered while the property is being repaired after the tenancy ends — up to 3 months where an eviction order was obtained.

Early Default Detection

We act quickly when arrears arise — the faster a default is flagged, the better the outcome for everyone involved.

Managed Recovery

From the first missed payment through to possession or settlement — we manage the full process so you don't have to.

Requires Full Referencing

Protection is available only for tenants who have passed our full referencing checks — reducing risk from the outset.

How It Works

1

Reference the Tenant

We run a full tenant reference — credit history, employment, right to rent, and more. Passing our checks is required before protection can be issued.

2

Protection Confirmed

Once the reference is passed, the guarantee is confirmed for that property and in place from the tenancy start date.

3

Tenant Falls into Arrears

If rent goes unpaid, notify us promptly. We take immediate steps — continuing your rent payments while initiating recovery and possession proceedings.

4

Resolution

We manage the process through to resolution — recovering arrears or regaining possession — so you can focus on your next tenancy without disruption.

Important to Know

A few practical things worth knowing upfront:

  • Tenants must pass our full referencing checks — this is what makes the guarantee credible and keeps risks low
  • Fair wear and tear, utilities, and council tax are not covered — the guarantee covers rent and recovery, not running costs
  • Let us know as soon as arrears arise — the quicker we're notified, the faster we can act

Who Is It For?

Built for landlords and letting agents who want real, written income protection backed by a formal legal commitment — not a discretionary product with small print.

Landlords

  • Portfolio landlords with multiple properties who need consistent, predictable income
  • Buy-to-let landlords with mortgage commitments where rental income is essential
  • Landlords who want formal, written protection — not just a hope-for-the-best approach

Letting Agents

  • Agents who want to offer landlords a premium, full-service proposition that retains clients
  • Fully managed services where handling defaults efficiently is part of the offering
  • Agencies looking to differentiate with a product backed by formal written guarantees

Protect Your Rental Income Today

Speak to our team to find out how Rent Guarantee Protection works alongside our tenant referencing — and get your properties covered from day one.

Book a Demo Learn About Referencing